Realty Executives
We are here 24/7 to assist you with your home buying and selling needs from start to finish.
60+
Years In Real Estate
8,000+
Total Realty Executives Agents
27
Countries We Work In
17
California Locations
Why Choose Realty Executives
Check out our video resources to learn more about why Realty Executives is Merced’s expert real estate team and has always been at the top of its game
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
What is a 2-1 buydown, and how does it work?
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
What are closing costs, and how much should I expect to pay?
How does my credit score affect my mortgage rate?
Michelle Loy Agent | License ID: 02223827
